Loans

Loans are available to fit a wide range of personal, home improvement, and auto needs at reasonable terms and competitive rates. Payroll deduction is available & recommended. Disability & Life insurance for your loans are also available for a nominal fee.

  • Once you are a Member of our credit union, you can submit a loan application.
    Click here for an loan application
    Click here for a Co-signer/Co-Borrower Application
    Click here for a Line-of-Credit application

    Click here for a Home Equity Application.
  • Print out loan application(s) & bring in or fax with recent pay stub to 607-762-3443
    • For Home Equity applications also include copy of deed, copy of current escrow statement or current county, town, & school tax statements, and copy of declarations page of homeowner's insurance policy.
  • New campers, motorcycles, boats, & travel trailers will be granted at the new car rate (APR).*
  • You may pay your loan off at anytime and there is no prepayment penalty.
  • Please inform the Credit Union of any changes of address or other important information regarding your account.
  • Use our Loan Calculator to calculate your monthly payments (these calculations are only an estimate).

  • Loan Applications may be submitted by fax or mail with copy of picture ID & notarized signature.

    Check out the rate page for loan rates
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